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Application for Social Security Disability (SSD) Benefits

      By law, anyone may file a claim for Social Security Disability (SSD) benefits. There are three ways an individual can go about said application.  One way is to file in person at a local Social Security office. Another way is to contact Social Security by telephone and arrange for a telephonic interview to file a claim. The last way is to file an application online.

      Filing an application for SSD benefits is an easy process to get started with. However, the word “filing” here, does not only refer to the initial application stage. Such refers to the entire disability process which can even lead all the way to the appeals stage. And in reference to that, the entire process is not as easy as one may think. The approval process can become long and tedious. Social Security Administration does not really tell how long the approval may take exactly. Although they may say that “an initial application may take 120 days to process on average”. It is by using the word “average” which makes the statement very misleading. This is only one of the many reasons why applying for Social Security Disability benefits may turn out to be a very tiring and annoying experience.

      However, there is also that possibility that some individuals will just breeze through the approval system and get approved on their very first application for SSD benefits. These individuals are the lucky ones who don’t have to worry about enduring the appeals process and dealing with all the other things that more often than not come with it, such as medical/billing records being misplaced, claim files getting lost, important documents/paper works gone etc.

      Nevertheless, it has remained to be a reality that the ratio of claimants who do not experience such scenario of having been granted benefits on their first application tends to be fairly small. There are even times that SSD benefits are often denied to people who have legitimate claims. These are the reasons why it is advisable to seek the help of a legal counsel. Statistics clearly show that claimants who have legal representation have been granted their benefits more often than those who apply on their own.